We express our sincere gratitude for your selection of Visiomed Lend by VISIOMED INVESTMENTS PRIVATE LIMITED. Assuring the security and respect for your personal data stands as our foremost priority. The ensuing Privacy Policy delineates our approaches towards the accumulation, application, conservation, and distribution of your personal information.
Throughout this document, the terms “we” and “our” are used interchangeably to denote the collective entity of VISIOMED INVESTMENTS PRIVATE LIMITED and Visiomed Lend.
The purpose of this policy is to inform you about our protocols concerning personal data on mobile platforms. We advise you to carefully examine the following to understand our data handling procedures.
1. Privacy Policy Enhancements
We may periodically adjust our privacy policy to better reflect our evolving data management practices and adherence to updated legal standards. Notifications of significant updates will be disseminated through effective channels.
2. Collection and Use of Personal Information
The following categories of personal information may be collected and used by us:
Identity Information: Including your name, physical address, electronic mail address, and contact number, which are used for the purposes of identification and communication.
Device Information: Such as the brand and model of your device, the operating system it employs, and a unique identifier, to facilitate the improvement of our products and for statistical evaluation.
Log Data: This includes records of your interactions with our services, such as usage logs and errors, to advance the quality of our offerings and to provide support services.
Geolocation Information: If you activate the location services feature, we may gather information about your location to offer and enhance services that rely on geographical information.
Additional Information: Comprising any other personal data you might disclose while engaging with our products and services.
3. Strategic Initiatives for Personal Information Security
In our ongoing effort to protect your personal information, we implement a sophisticated blend of technical and administrative measures designed to secure the privacy, integrity, and confidentiality of your data.
Our approach includes the deployment of state-of-the-art encryption technologies, ensuring that your personal information is shielded from unauthorized access and exposure.
Access to personal information is strictly limited to a select group of personnel who have been thoroughly vetted and trained in data privacy protocols. We meticulously manage their access rights to ensure that data handling is performed with the highest level of security and professionalism.
Regular security evaluations are conducted on our data storage systems, including physical and digital audits, to ensure they are impervious to unauthorized access. These systems are updated frequently to address any identified vulnerabilities promptly.
To further fortify our data protection capabilities, we have instituted a dynamic privacy protection management system. This system is complemented by rigorous training programs for all employees, aimed at fostering a deep-rooted culture of privacy awareness and adherence to best practices in data security.
4. Purposes of Personal Information Utilization
We utilize your personal data with the objectives of:
Delivering the products and services you solicit, whilst enhancing their quality and your user experience.
Addressing your feedback or complaints and maintaining communication with you.
Offering personalized suggestions and tailoring our services to meet your needs.
Undertaking market studies and statistical evaluations to refine our products and services.
Adhering to legal and regulatory mandates, safeguarding both our and your legitimate interests.
5. Consent for Data Collection and Use
Applicants desiring to secure a full loan through our app must agree to allow the following permissions on their devices:
Camera Usage: Authorization for the app to access the camera for taking photos or recording videos is essential. This facilitates the verification of applicant identity, a critical step in preventing financial deceit.
Geolocation Access: Granting the app permission to access your location is required to confirm service availability in your region. Service provision is limited to specific geographical locations, and verification ensures compliance.
Access to Contacts: The app's access to your address book is necessary for conducting checks on your contacts. This includes ensuring the numbers meet the legal standards in India and identifying any sequential numbers to avert financial fraud and lessen credit risks.
Please be aware that all data gathered during this process will be expungedly removed from our systems following the evaluation of loan qualification, with no long-term data storage.
6. Management of Personal Information Sharing and Transfer
We place the utmost importance on the privacy and security of your personal information. It is our policy not to sell, trade, or otherwise share your personal data with third parties without your prior consent, except as may be necessitated by law or regulation. In instances where the sharing or transfer of personal information is required, we commit to strictly adhering to the laws and regulations as well as the provisions of this Privacy Policy.
We will undertake reasonable precautions to ensure the protection of your personal information's security during such activities.
7. Cookie and Comparable Technologies Usage
Our application utilizes Cookies and comparable technologies to enhance your user experience, tailor our services to your preferences, and conduct analytical assessments. You have the flexibility to accept or decline Cookies based on your preferences. Please be advised, however, that opting to reject Cookies might limit your access to certain functionalities and services offered by our app.
8. Connect With Us
For any queries or feedback regarding our Privacy Agreement or how we manage your personal information, please contact us using the following details:
Business Name: VISIOMED INVESTMENTS PRIVATE LIMITED
CIN: U33202MH1989PTC052278
Email:
Address: 3RD FLOOR, KALPTARU INSPIRE, OFF WESTERN EXPRESS HIGHWAY SANTACRUZ (E) Mumbai, Maharashtra, 400055 India
We assure you of our dedication to address your concerns as quickly and effectively as possible.
9. Loan Service Provider Synopsis
Entity Name: VISIOMED INVESTMENTS PRIVATE LIMITED
CIN: U33202MH1989PTC052278
Email Assistance:
Address: 3RD FLOOR, KALPTARU INSPIRE, OFF WESTERN EXPRESS HIGHWAY SANTACRUZ (E) Mumbai, Maharashtra, 400055 India
Prior to accessing our products and services, we ask that you carefully read and understand this Privacy Agreement. For any questions or uncertainties you may encounter, our support team is always on hand to provide assistance.